American Express Membership Rewards

Overview — Best Value

American Express (Amex) is one of the main two programs points enthusiasts collect along with
Chase Ultimate Rewards
Amex offers generally more complicated products (both for bonus earning categories and redemptions) but when done right can be one of the most lucrative credit card programs. We recommend opening your first points credit card with a simpler program.

Transfer partners

Amex has a very strong set of transfer partners though many are more complicated to work with. Causal points users can easily get a lot of value from
Air Canada
British Airways
, and
Singapore Airlines
. More advanced points users will appreciate programs like
, and


Airlines (updated 28/11)


It’s generally very poor value to transfer to these partners.
Choice Hotels


My referral code might get you a better offer than what’s publicly available:
Business Platinum
Business Gold
Blue Business Plus
Marriott Bonvoy Business